Ever wonder where your Gainey Ranch dues go each month? When you are buying or selling inside this gated Scottsdale community, clarity matters. You want to know what the master association covers, what your neighborhood association handles, and how to verify the details before you sign. This guide breaks down the structure, typical inclusions, and the documents that confirm everything for your specific property. Let’s dive in.
How Gainey Ranch dues are structured
Gainey Ranch uses a two-layer system: a master association (Gainey Ranch Community Association, or GRCA) plus a satellite association for your specific neighborhood. Most owners pay both assessments at the same time, and each one covers different services. You can read more about this structure on the GRCA site under Who We Are.
Arizona law requires associations to provide a resale disclosure packet with the current fees, budgets, rules, and more when a home sells. This packet is your source of truth for what your dues include and any one-time charges. Planned community resale disclosures are outlined in A.R.S. §33-1806.
What the master GRCA dues typically cover
Security and access control
GRCA operates guarded entries, electronic gates, 24-hour patrols, and camera monitoring. GRCA also notes that basic alarm monitoring for each residence is included in association dues, with optional upgrades available at owner cost. Review the GRCA security overview for the most current details.
Community landscaping and common areas
Master dues fund the landscaping and upkeep of shared roadways, medians, lakes, paths, and lighting. GRCA also coordinates certain maintenance services required by the governing documents across neighborhoods. This is part of the broader community services described by GRCA.
Estate Club amenities and programming
Residents enjoy the Estate Club, which features a clubhouse, heated pool and spa, fitness center, tennis and pickleball courts, classes, and social events. Many listings indicate Estate Club use is provided as part of association services, though some activities can have small per-use fees. Confirm access rules and any charges for your property in the resale packet and the Estate Club details.
What satellite association dues cover
Your satellite association handles neighborhood or building-specific services. Coverage varies by community and property type. For condominiums, fees may include exterior maintenance, roof repair or replacement, condominium master insurance, water, trash, and pest control. In single-family neighborhoods, satellites may cover front-yard landscaping, neighborhood pool maintenance, or limited exterior services as defined by the CC&Rs.
Because inclusions vary by satellite association and by condo versus detached homes, never assume a utility or repair is included. Verify the exact services in your resale packet and governing documents.
Fees beyond monthly dues
One-time enhancement and transfer fees
Some neighborhoods in Gainey Ranch have used enhancement or transfer fees at the time of purchase. Amounts and rules can change and may vary by neighborhood. Review current notices from GRCA and confirm all one-time fees in your resale packet.
Resale disclosure packet and preparation fees
Associations may charge a reasonable fee to prepare the resale disclosure packet, with statutory caps and timing rules. Condominium disclosures are addressed in A.R.S. §33-1260, and planned community disclosures in A.R.S. §33-1806. Check the fee schedule and request the packet early to avoid delays.
Reserves and possible special assessments
Your resale packet should include the current operating budget and the most recent reserve study if one exists. Review these to understand whether long-term items are properly funded and whether special assessments are likely. The required disclosures are described in A.R.S. §33-1806.
What your dues usually do not cover
Private golf membership at Gainey Ranch Golf Club is separate from HOA dues. The club has its own membership categories, initiation fees, and annual dues. If a listing mentions golf or club access, confirm whether that refers to the private club and what it costs on the club’s membership page.
Your HOA dues generally do not replace your personal homeowners insurance or cover interior systems and finishes. Most personal utilities, such as electricity and gas, are also your responsibility unless your satellite association specifically includes them. Always confirm inclusions for your address in the resale packet.
How to verify coverage for your property
- Request the resale packet early. Ask the seller’s agent or title to order it, or contact the GRCA administration office directly. You can reach GRCA at 7720 Gainey Ranch Road, 480-951-0321, or [email protected]. Use the GRCA contact page to get started.
- Read the governing documents and budget. Confirm exactly which services are included by the master and your satellite association.
- Review the reserve study and recent meeting minutes. Look for planned projects and any discussion of special assessments.
- Ask about one-time fees. Confirm enhancement or transfer fees and who pays what at closing.
- Compare coverage by property type. Condos often bundle more utilities and exterior items, while single-family homes vary based on the satellite CC&Rs.
If you want a clear, property-specific read on dues, inclusions, and upcoming HOA projects, schedule a private consultation. As your advisor, Alicia Soulier will help you verify the details and factor them into your buy or sell strategy.
FAQs
Is Estate Club access included in Gainey Ranch HOA dues?
- Many GRCA materials indicate Estate Club use is provided for residents, but access rules and any per-use fees are set by GRCA, so confirm in your resale packet and the Estate Club overview.
Are utilities included with Gainey Ranch HOAs?
- Sometimes. Several condo satellites include water and trash, while detached homes are less likely to bundle utilities; verify your address’s inclusions in the resale packet and CC&Rs.
Are there extra fees when buying in Gainey Ranch?
- Possibly. Neighborhood enhancement or transfer fees and document preparation fees may apply; confirm current amounts in the GRCA notices and your resale disclosure.
Who can confirm the official Gainey Ranch dues for a home?
- Contact the GRCA administration office and request the resale disclosure for the property, or ask the seller’s agent or title company to order it.
Is Gainey Ranch Golf Club membership part of the HOA?
- No. The private golf club operates separately with its own membership and dues; HOA payments do not include golf membership.
